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PayPal is for clients paying by credit card. 

We offer this service to those unable to make payments through the 
New Zealand online banking system – which we prefer. 

We add a 3.9% fee to your invoice for a domestic transaction within New Zealand 
because PayPal take a 3.9% commission from the invoiced sum to process the transaction.

If you are an international client paying from outside New Zealand, we add 5.5% to the invoice
because PayPal take a 5.5% commission from the invoiced sum to process the transaction.

First, we need to amend your invoice with the commission, then you hit the Buy Now button.